Mortgage Rates as of 10/16/13
| National Averages | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
| Average Rates | 4.23% | 3.31% | 3.05% | 2.64% |
| Change (from prior week) | 0.01% | 0.02% | 0.02% | 0.01% |
| Fees & Points | 0.7 | 0.7 | 0.4 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.77 |
| Regional Averages | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
| (West) | ||||
| Average Rates | 4.18% | 3.24% | 2.91% | 2.50% |
| Change (from prior week) | 0.01% | 0.02% | -0.04% | —–% |
| Fees & Points | 0.8 | 0.8 | 0.6 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.75 |
Source: Freddie Mac