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Nathaly Burnett 253-732-9535     Email Nathaly

Before you start shopping for a home in  Tacoma, Lakewood, Puyallup or any community within Pierce County, it’s a good idea to make some preparations.

Build your green file: A green file contains all your important financial documents. You’ll need it to secure financing for your home. The typical green file should contain:

Check your credit rating: Your credit score will have a huge impact on what type of home you can buy, and at what price. Anything above 620 is considered good. A premium interest rate may mean a lower interest rate on your mortgage. Check your credit rating with a credit reporting agency such as: Equifax, Experian or Trans Union.

Loan Types:
Veterans Administration (VA)
Federal Housing Administration (FHA)
Rural Housing Service (RHS)
Conventional Loans
HUD Section 184 Loan
HomePath Loans

Be Careful With Your Finances: Now is not a good time to make sudden career changes or large purchases. You want to approach home buying from a position of financial stability.

Next Step: Choosing a Realtor

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