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Mortgage Rates as of 01/23/14

National Averages

30-Yr FRM

15-Yr FRM

5/1-Yr ARM

1-Yr ARM

Average Rates

4.41%

3.45%

3.10%

2.56%

Change (from prior week)

-0.10%

-0.11%

-0.05%

—–%

Fees & Points

0.7

0.7

0.5

0.5

Margin

N/A

N/A

2.74

2.71

 Regional Averages 

(West)

30-Yr FRM

15-Yr FRM

5/1-Yr ARM

1-Yr ARM

Average Rates

4.38%

3.41%

2.98%

2.38%

Change (from prior week)

-0.09%

-0.12%

-0.02%

+0.03%

Fees & Points

0.7

0.6

0.7

0.5

Margin

N/A

N/A

2.73

2.65

Source:  Freddie Mac – Weekly mortgage rates released every Thursday.

Freddie Mac’s Primary Mortgage Market Survey

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