Archive for category: Pierce County
Seattle Int’l Auto Show
CenturyLink Field Event Center
46th Veterans Day Parade
Bellevue Holiday Bazaar
Veterans Day Parade
Legion Park, Arlington
Gem Faire – Tacoma
Tacoma Dome Exhibition hall
Antique Show – Monroe
Evergreen Fair Grounds
Nov 24-Jan 1
Fantasy Lights – Spanaway
Tree Lighting & Parade
Nov 25-Dec 27 The Nutcracker
Pacific NW Ballet Co
Nov 25- Jan 1
Zoo Lights – Tacoma
Point Defiance Zoo & Aquarium
The Washington State Foreclosure Fairness Act Mediation Program provides homeowner foreclosure assistance. It is designed to help you and your lender reach a resolution. Foreclosure mediation provides a non-judicial process conducted by a neutral third party (the mediator) who will assure each party is heard fully and fairly and reach a resolution if possible.
Start here to learn more about Washington State Foreclosure Fairness Act Mediation Program:
If you have any further questions, please feel free to call or text me at 253.732.9535 or email me.
Don’t let the sign fool you. It says Joy Pho, but it’s actually called Pho PQ (owner said he it costs too much to pay for a new sign). Pho PQ is one of my favorite places in Lakewood to grab a quick bite to eat. This building has had several different entrepreneurs over the years plying the neighborhood with varying degrees of cuisine. Its latest master is by far the most eccentric of the bunch. We go there not only because the food is good, but mainly because of the atmosphere. The owner/operator always greets us with a smile and a warm hello. When he takes our order, he always busts our chops (in a playful way). We look forward to the verbal jiu-jitsu almost as much as the pho and bun dishes. After we pay and say our goodbyes, he always says “see you tomorrow”. A warm, and unusual way to leave a lasting impression from our experience there.
Helpings are always plentiful and the food is served piping hot (which is how Vietnamese soup SHOULD be served). Their selection of Asian cuisine is admirable and includes dishes from Vietnam (Pho & Bun), Thailand (Phad Thai), Japan (tempura), China (Chow Mein )and many other exotic locales. Our personal favorites and perennial choices are the Pho, Phad Thai and spring rolls. If you are in the mood for a sandwich, you DEFINITELY need to try the Vietnamese Pork Sandwich they offer. It is out of this world. Be careful though, the jalapeno pepper they put in there will bring a tear to your eye!
Puss in Boots : Long before he met Shrek, Puss in Boots (Antonio Banderas), having just been named a hero for saving a woman from a charging bull, is run out of town on suspicion of bank robbery, even though the true villain is Puss’ friend, Humpty Dumpty (Zach Galifianakis). Though there is still animosity between them, Puss and Humpty reunite to steal a goose that lays golden eggs. Joining them for the adventure of nine lifetimes is notorious cat burglar, Kitty Softpaws (Salma Hayek).
In Time : In a society where time is money, the wealthy live forever, while the poor beg for precious minutes.
Children’s Museum of Tacoma
Bonfires, Beaver Pelts & Bogeymen Halloween Storytelling at Fort Nisqually
Fort Nisqually Living History Museum
Sunset Festival of Bands
Sumner High School
Tacoma City Ballet: The Haunted Theatre
508 Sixth Ave., Tacoma, WA 98402
St. Andrew’s Episcopal Church
The VA loan began in 1944 through the original Servicemen’s Readjustment Act, also known as the GI Bill of Rights. The GI Bill was signed into law by President Franklin D. Roosevelt and provided veterans with a federally guaranteed home with no down payment. This feature was designed to provide housing and assistance for veterans and their families, and the dream of home ownership became a reality for millions of veterans.
VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home, which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you default. The guaranty replaces the protection the lender normally receives by requiring a down payment allowing you to obtain favorable financing terms.
If you are looking to purchase a home with no money down, you’re in luck if you qualify. VA mortgage loans can be guaranteed with no money down with an added bonus – no private mortgage insurance requirement with a VA guaranteed loan. The VA even offers help for those looking to refinance.
Don’t investigate these benefits without asking for information about the interest rate reduction loan, part of something called the Streamline Refinancing Program, which allows veterans to refinance at little or no expense to them. Contact me and I will connect you to a local lender who can give you all the details you’ll need to take full advantage of your VA home loan benefits.
I heard the wind blowing the other night and thought it was getting to be that time of year. The days are getting shorter and the windy, rainy season is starting. Since moving into my current home 12 years ago, the only disaster we have encountered is a 4 day power outage. Although, we have seen flooding in Lewis County, Washington. And of course Mount St Helens is currently the only Washington Volcano that is actively erupting; however, Pierce County sits in Mt Rainier’s lava flow and is considered an active volcano. It’s always best to be prepared…just in case. I hope you never need to use it.
Assemble the following items to create kits for use at home, the office, at school and/or in a vehicle:
• Water—one gallon per person, per day (3¬day supply for evacuation, 2¬week supply for home)
• Food—non¬perishable, easy ¬to ¬prepare items (3¬day supply for evacuation, 2¬week supply for home)
• Battery ¬powered or hand¬ crank radio (NOAA Weather Radio, if possible)
• Extra batteries
• First aid kit
• Medications (7¬day supply) and medical items
• Multi¬purpose tool
• Sanitation and personal hygiene items
• Copies of personal documents (medication list and pertinent medical information, proof of address, deed/lease to home, passports, birth certificates, insurance policies)
• Cell phone with chargers
• Family and emergency contact information
• Extra cash
• Emergency blanket
• Map(s) of the area
Consider the needs of all family members and add supplies to your kit. Suggested items to help meet additional needs are:
• Medical supplies (hearing aids with extra batteries, glasses, contact lenses, syringes, cane)
• Baby supplies (bottles, formula, baby food, diapers)
• Games and activities for children
• Pet supplies (collar, leash, ID, food, carrier, bowl)
• Two-way radios
• Extra set of car keys and house keys
• Manual can opener
Additional supplies to keep at home or in your kit based on the types of disasters common to your area:
• N95 or surgical masks
• Rain gear
• Work gloves
• Tools/supplies for securing your home
• Extra clothing, hat and sturdy shoes
• Plastic sheeting
• Duct tape
• Household liquid bleach
• Entertainment items
• Blankets or sleeping bags
Pack the items in easy-to-carry containers, label the containers clearly and store them where they would be easily accessible. Duffle bags, backpacks, and covered trash receptacles are good candidates for containers. In a disaster situation, you may need access to your disaster supplies kit quickly – whether you are sheltering at home or evacuating. Following a disaster, having the right supplies can help your household endure home confinement or evacuation.
Make sure the needs of everyone who would use the kit are covered, including infants, seniors and pets. It’s good to involve whoever is going to use the kit, including children, in assembling it.
Benefits of Involving Children
• Involving children is the first step in helping them know what to do in an emergency.
• Children can help. Ask them to think of items that they would like to include in a disaster supplies kit, such as books or games or nonperishable food items, and to help the household remember to keep the kits updated. Children could make calendars and mark the dates for checking emergency supplies, rotating the emergency food and water or replacing it every six months and replacing batteries as necessary. Children can enjoy preparing plans and disaster kits for pets and other animals.
Disaster Supplies Kit Checklist for Pets
• Food and water for at least three days for each pet, food and water bowls and a manual can opener
• Depending on the pet, litter and litter box or newspapers, paper towels, plastic trash bags, grooming items, and household bleach
• Medications and medical records stored in a waterproof container, a first aid kit and a pet first aid book
• Sturdy leashes, harnesses and carriers to transport pets safely and to ensure that your pets cannot escape. A carrier should be large enough for the animal to stand comfortably, turn around, and lie down. Your pet may have to stay in the carrier for hours. Be sure to have a secure cage with no loose objects inside it to accommodate smaller pets. These may require blankets or towels for bedding and warmth and other special items
• Pet toys and the pet’s bed, if you can easily take it, to reduce stress
• Current photos and descriptions of your pets to help others identify them in case you and your pets become separated, and to prove that they are yours
• Information on feeding schedules, medical conditions, behavior problems and the name and telephone number of your veterinarian in case you have to board your pets or place them in foster care.
Why use an Accredited Buyer’s representative when buying a home? Buying a home is no small matter. Besides being the largest financial transaction you may ever undertake, it’s probably also the most complex. There are many good reasons to work with a qualified real estate professional—especially a trained professional who has earned the Accredited Buyer’s Representative (ABR) designation, representing best-in-class buyer services.
When you look for an ABR before you look for a home, you’ll be served, not sold. Your interests become their interests. And you’ll be working with someone who has gone the extra mile by completing specialized training in delivering the best in buyer-representation services. Plus, a REALTOR who has an ABR Designation also has an established track record, with proven experience in representing the concerns of home buyers.
The Accredited Buyer Representative designation is the benchmark of excellence in buyer representation. This coveted designation is awarded to real estate practitioners by the Real Estate Buyer’s Agent Council (REBAC) of the National Association of REALTORS (NAR). .who met the specified educational and practical experience criteria :
1. Successful completion of the two-day Accredited Buyer’s Representative (ABR) Designation Course , including an 80 percent passing grade on the exam.
2. Successful completion of one of the ABR elective courses , including an 80 percent passing grade on the exam.
3. Documentation verifying five (5) completed transactions in which you acted solely as a buyer representative (no dual agency).
4. Maintain active and good membership status in the Real Estate Buyer’s Agent Council (REBAC) and the National Association of REALTORS®.
I believe continuing education is crucial to any career. Receiving the ABR designation was an important part of my real estate career. Let me know how I can assist you in the purchase of your next home in Tacoma , Lakewood, or any community within Pierce County.
The Greek Café in Lakewood is absolutely yummy! It has traditional dishes like Mousaka or Spanakopita as well as favorites like gyros and falafel sandwiches. The Cafe has a liquor license, so although there is no bar, wine and beer is available. Wine goes well with Greek Food! My personal favorite is the Masala Chicken with mizithra pasta.
PIERCE COUNTY DOWN PAYMENT ASSISTANCE LOAN PROGRAM
The Down Payment Assistance Loan program makes funding available to assist lower income households that can qualify for a mortgage but lack the resources for the down payment to purchase an affordable home in Pierce County outside of Tacoma and Lakewood city limits. The First-Time Homebuyers Program is another type of homeownership program available through Housing Programs.
Prospective First Time Homebuyer’s are eligible for down payment assistance program if their combined household income meets HUD’s income guidelines. The sales price for the home must be at or below the FHA maximum loan limit for Pierce County which is currently $362,790. Applicants must work with local lenders to obtain a FHA, VA, Rural Housing or Conventional first mortgage. Housing Programs staff will work with the first mortgage lender to get the paperwork necessary to process the Down payment Assistance application. All homes purchased under the program must be inspected and pass a federal Housing Quality Standards (HQS) inspection. Attending an educational First Time Homebuyer Class is required prior to closing. To be eligible for assistance, the property must be located within Pierce County outside Tacoma and Lakewood City limits. Down payment assistance programs are available specifically for Tacoma and Lakewood.
The program provides a loan up to 3.5% of the sales price for down payment or loan closing costs on a home valued at $362,790 or less. The 30-year deferred loan has a zero percent (0%) interest rate, and is placed as a 2nd subordinate lien on the property. No monthly payments are required, but the loan is due and payable, if the homeowner sells the home or does not occupy the home as their principal residence.
Contact me if you are interested in qualifying for this program.